Standards, Ethics, Guidelines, Divorce Law and Glossary Professional Best Practice Standards & Code of Professional Ethics   The Chartered Financial Divorce Specialist (hereafter known as CFDS) is the professional designation granted by the Academy of Financial Divorce Specialists (hereafter known as AFDS) to individuals who have completed specific training in the financial aspects of collaborative cohabitation, marriage agreements, relationship or marital breakdown (separation or divorce) (hereafter known as ‚Äúlife transitions). As professionals governed by the AFDS, the CFDS adhere to a Code o