President's Message
Linda Cartier, CFP® R.F.P., FDS, PRP, ELP
Welcome to our website. We are sure you will find many pages to be of interest. Divorce is a life altering and often financially challenging event. "Increasingly, financial advisors, particularity those qualified as financial divorce specialists are becoming involved in helping people through divorce" - quote from the Investment Executive Money Planner magazine. If you are considering divorce or in the process go to our general info page and also to our member directory to find a financial divorce specialist in your area. For financial professionals you will find detailed information on the training provided and the role of the Academy of Financial Divorce Specialists as a membership organization. The Academy of Financial Divorce Specialists is an Industry Canada Federally Incorporated and Registered Institution as described on our Academy Profile page. It is my goal as President of the Academy to maintain the highest possible standards with respect to the training provided and the professional status of the organization. I am a Certified and Registered Financial Planner and the first Financial Divorce Specialist in Canada (since 1996). I personally oversee all educational development and serve as the primary trainer for both the self-study, in-class and advanced courses You may contact me directly for further information through our Inquiry Page or by using our toll free telephone number 1-888-893-7526 during regular (Eastern time) business hours.
Thank you for your interest. Linda Cartier, President, Academy of Financial Divorce Specialists.
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Professional Opportunity
Train Now to Become a
Financial Divorce Specialist
WHY ACQUIRE FDS CERTIFICATION?
To help your own clients experiencing divorce. To create an additional income source or new business model. To increase and improve financial knowledge. To acquire another designation - FDS Acquire CE Credits - Advocis 44.75 - IIROC 30 plus other provincial credits. Link to All AFDS Course Information pdf
The role of the Financial Divorce Specialist (FDS) is to help individuals in separation and divorce situations avoid making costly financial mistakes in the division of assets as they relate to their future well being.
A Financial Divorce Specialist takes into consideration all the relevant data, facts and figures, plus the clients wishes and desires, to help determine the potential consequences of various financial scenarios. 
Working alone or with a lawyer and/or mediator, the Financial Divorce Specialist offers professional assistance in the evaluation of the division of assets related to the individual's future income requirements “for better or worse”, but hopefully for the better. 
Specific financial software is utilized with graphs and spreadsheets to help illustrate the results of possible decisions made in the division of assets. The individual involved then makes the final decision in their best interest. The Financial Divorce specialist is most often compensated on a fee for service and retainer basis. Link to Latest FDS course information page Link to Academy Profile and Course Module Information
Link to Course Registration page
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